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If you're Buying or Refinancing, we invite you to experience a relational mortgage.

Talk to Us

We put our efforts into building a relationship with you first and putting the mortgage second.

Building a relationship that you can T.R.U.S.T.

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Talk To Us

Kevin Turner

General Manager
NMLS#: 1506200
Georgia Residential
Mortgage Licensee# 51717

Paul Saing

Sales Manager
NMLS#: 201339
Georgia Residential
Mortgage Licensee# 26668
Our mission

Our Mission

We are a Relational mortgage company and that means we prioritize YOU. Our mission is to build a relationship with you first and then build your mortgage second.

We do this by caring about your now and your future. We genuinely care about you as a person and our core values create the guardrails to make sure that stays true.



Core Values

At our core we believe that our customers must trust us. Interesting how the word US is found in the middle of the word trUSt. It's not a mistake and we believe that we are in this together. In the trenches with you and not on the sidelines. You can Trust Us and our values outlined below is what you can expect throughout the loan process, at closing and months or years later when you need advice or help again.

  • Transparent
  • Relational
  • Under promise
  • Simple
  • Timely
our loans

Loan Solutions available, and customized to Your needs

01
Affordable

First time home buyer programs, Low down payment, Low mortgage insurance.

02
Conventional

Accelerate, Ford Foundation momentum social worker aid relief.

03
Down Payment Assistance

Buyer brings 1% of the purchase price, Higher interest rate.

04
Arm

Great Interest Rates, Fixed for the length of the beginning term.

05
Construction

Lock the interest rate at the beginning of construction for 12-18 months, Rate can come down before closing, 1 set of closing costs.

06
renovation

Renovation costs are built into the loan, as low as 3% down,
Black Oak approved Contractors only.

01
VETERAN AFFAIRS

0 down payment,
tLow interest rates.

02
USDA

0 down payment, Low interest rates, Great program for houses located in Rural areas.

03
FHA

Great loan for lower credit scores, Low down payment, Low interest rates.

04
LEASE-2-PURCHASE

House is purcahsed for the buyer, Lease payments go towards the future down payment.

05
DOWN PAYMENT ASSISTANCE

Buyer sometimes doesn't bring any money to closing, Higher Interest Rate.

01
Jumbo


Loan amount is larger than $484,350, Great Interest Rates.

02
Affordable

Great programs for buyers who have a Bankruptcy, Foreclosure or Shortsale in their past, Higher Interest Rate, Investor Cash Flow program as well.

01
Fixed-Rate

Great way to lower your mortgage insurance if you cannot put 20% down, Cash-out options as well.

02
Home Equity Line of Credit

Tap into the equity in your home, Simple Interest loan that allows you to control the monthly payment.

15+ Years of Experience
Custom Loans
24/7 Availability
Awesome Features

Yes, I was once a Jedi Knight the same as your father. I wish I'd known him. He says he's the property of Obi-Wan Kenobi, a resident of these parts. And it's a private message for him.

Beautifully Designed

Our ships have completed their scan of the area and found nothing. If the Millennium Falcon went into light-speed.

Smooth Animations

Our ships have completed their scan of the area and found nothing. If the Millennium Falcon went into light-speed.

Fully Responsive

Our ships have completed their scan of the area and found nothing. If the Millennium Falcon went into light-speed.

Webflow CMS

Our ships have completed their scan of the area and found nothing. If the Millennium Falcon went into light-speed.

Helen Francis

"We have been so bleseed to work with Black Oak Mortgage and The Webster Firm with purchasing our new home. They were transparent every step of the way and helped us to achieve our dreams."

// Home Owner
Thomas Steele

“Refinancing our home couldn't have been easier. Thank you so much Black Oak Mortgage."

// Refinancer
Maude Young

"Black Oak Mortgage was excellent to work with! Kevin, Paul and Bekkah were flawless throughout the entire mortgage process"

// New Home Owner
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1649 Norman Street, Los Angeles, 90011
Phone Number: 8(800)316-06-42